If you're downloading a "Full" pack, it often includes a pre-formatted memory card. You can also use tools like MemcardRex
If you'd like, I can (like Pete's OpenGL2). Epsxe 1.9.25 Full HOT- Bios-plugins-memory Card
ePSXe uses a plugin system to handle video, audio, and input. These must be placed in the \plugins folder. If you're downloading a "Full" pack, it often