Modifying save files using unauthorized or cracked software can violate Sony’s Terms of Service. If Sony detects manipulated save data linked to altered software signatures, your PSN account face a permanent ban. Safe and Legitimate Ways to Use Save Wizard
If $60 is truly out of reach, consider:
Extremely unlikely. The developers need ongoing revenue to support new games and cheats. The lifetime license model has worked for them for years.
Always prioritize using official software and services to ensure your data's security and to comply with software licensing agreements.