Djarum Group Annual Report Full | Verified

High-profile developments including Grand Indonesia (a 30-year BOT contract), Hotel Indonesia Kempinski, and international assets like the Como 1907 football club in Italy.

While a single "Djarum Group annual report full" document does not exist as a single PDF, the collective annual reports of its major public subsidiaries—BCA, TOWR, BELI, and SUPR—paint a comprehensive and reliable picture of the conglomerate's immense scale and strategic direction. djarum group annual report full

Current Account Savings Account (CASA) deposits make up over 80% of total third-party funds, showcasing immense customer loyalty. A complete annual report is a map of an invisible empire

A complete annual report is a map of an invisible empire. Beyond tobacco and e-commerce, the story unfolds into surprising corners: With an estimated family net worth exceeding :

As of mid-2026, the remains one of Southeast Asia's most formidable business conglomerates, anchored by the legendary tobacco manufacturer PT Djarum and strategic controlling stakes in Indonesia's private banking sector. Controlled by the Hartono family—Robert Budi Hartono and Michael Bambang Hartono—the group has successfully navigated shifting consumer landscapes by diversifying heavily into technology, banking, and real estate. With an estimated family net worth exceeding

: The group's digital ecosystem, anchored by Blibli , continues to scale, though it faces thin margins common in the e-commerce sector. How to Access Specific Reports